52349 — Benton County, Iowa Market Snapshot
Housing market data for zip code 52349 in Benton County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$267,500
Days to Sell
94
Homes Sold
28
Inventory
16
Sale-to-List
97.1%
New Listings
25
Price/SqFt
$144
Pending Sales
31
Conforming Loan Available
Most homebuyers in 52349 can comfortably use conventional financing. The median home price of $267,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 94 days on average, 52349 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 52349 sells for 2.9% below asking price (97.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 52349 can comfortably use conventional financing. The median home price of $267,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 52349 are set at the county level.
2026 Loan Limits — Benton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 52349
To purchase the median home at $267,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,200.
Monthly Payment
$2,200
Income Required
$94,264
Principal & Interest
$1,648/mo
Down Payment (5%)
$13,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 52349.
Estimated Monthly Payment
$1,806
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 52349. Tell us what you're looking for.