62958 — Williamson County, Illinois Market Snapshot
Housing market data for zip code 62958 in Williamson County, Illinois. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Williamson County county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$202,830
Days to Sell
72
Homes Sold
8
Inventory
12
Conforming Loan Available
Most homebuyers in 62958 can comfortably use conventional financing. The median home price of $202,830 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 72 days on average, 62958 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 62958 can comfortably use conventional financing. The median home price of $202,830 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 62958 are set at the county level.
2026 Loan Limits — Williamson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 62958
To purchase the median home at $202,830 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,704.
Monthly Payment
$1,704
Income Required
$73,029
Principal & Interest
$1,250/mo
Down Payment (5%)
$10,142
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 62958.
Estimated Monthly Payment
$1,405
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