60544 — Will County, Illinois Market Snapshot
Housing market data for zip code 60544 in Will County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
87 sales in 2026 (year to date)
Median Sale Price
$354,900
Days to Sell
84
Homes Sold
87
Inventory
85
Sale-to-List
98.7%
New Listings
96
Price/SqFt
$206
Pending Sales
106
Conforming Loan Available
Most homebuyers in 60544 can comfortably use conventional financing. The median home price of $354,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 84 days on average, 60544 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 60544 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 60544 can comfortably use conventional financing. The median home price of $354,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60544 are set at the county level.
2026 Loan Limits — Will County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60544
To purchase the median home at $354,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,869.
Monthly Payment
$2,869
Income Required
$122,963
Principal & Interest
$2,187/mo
Down Payment (5%)
$17,745
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60544.
Estimated Monthly Payment
$2,346
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