61525 — Peoria County, Illinois Market Snapshot
Housing market data for zip code 61525 in Peoria County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$420,450
Days to Sell
13
Homes Sold
38
Inventory
25
Sale-to-List
99.3%
New Listings
66
Price/SqFt
$135
Pending Sales
58
Conforming Loan Available
Most homebuyers in 61525 can comfortably use conventional financing. The median home price of $420,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
61525 is an extremely competitive market with homes selling in just 13 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 61525 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 61525 can comfortably use conventional financing. The median home price of $420,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 61525 are set at the county level.
2026 Loan Limits — Peoria County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 61525
To purchase the median home at $420,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,371.
Monthly Payment
$3,371
Income Required
$144,487
Principal & Interest
$2,591/mo
Down Payment (5%)
$21,023
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 61525.
Estimated Monthly Payment
$2,752
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