62067 — Madison County, Illinois Market Snapshot
Housing market data for zip code 62067 in Madison County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$309,166
Days to Sell
37
Homes Sold
14
Inventory
5
Sale-to-List
100.5%
New Listings
11
Price/SqFt
$149
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 62067 can comfortably use conventional financing. The median home price of $309,166 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
62067's market is balanced with homes taking an average of 37 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 62067 (100.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 62067 can comfortably use conventional financing. The median home price of $309,166 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 62067 are set at the county level.
2026 Loan Limits — Madison County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 62067
To purchase the median home at $309,166 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,519.
Monthly Payment
$2,519
Income Required
$107,946
Principal & Interest
$1,905/mo
Down Payment (5%)
$15,458
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 62067.
Estimated Monthly Payment
$2,063
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