60090 — Lake County, Illinois Market Snapshot
Housing market data for zip code 60090 in Lake County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
50 sales in 2026 (year to date)
Median Sale Price
$248,750
Days to Sell
63
Homes Sold
50
Inventory
47
Sale-to-List
98.8%
New Listings
59
Price/SqFt
$209
Pending Sales
64
Conforming Loan Available
Most homebuyers in 60090 can comfortably use conventional financing. The median home price of $248,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 63 days on average, 60090 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 60090 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 60090 can comfortably use conventional financing. The median home price of $248,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60090 are set at the county level.
2026 Loan Limits — Lake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60090
To purchase the median home at $248,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,056.
Monthly Payment
$2,056
Income Required
$88,108
Principal & Interest
$1,533/mo
Down Payment (5%)
$12,438
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60090.
Estimated Monthly Payment
$1,689
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