60504 — Kendall County, Illinois Market Snapshot
Housing market data for zip code 60504 in Kendall County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
70 sales in 2026 (year to date)
Median Sale Price
$399,250
Days to Sell
48
Homes Sold
70
Inventory
54
Sale-to-List
99.7%
New Listings
96
Price/SqFt
$219
Pending Sales
80
Conforming Loan Available
Most homebuyers in 60504 can comfortably use conventional financing. The median home price of $399,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60504's market is balanced with homes taking an average of 48 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 60504 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 60504 can comfortably use conventional financing. The median home price of $399,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60504 are set at the county level.
2026 Loan Limits — Kendall County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60504
To purchase the median home at $399,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,209.
Monthly Payment
$3,209
Income Required
$137,525
Principal & Interest
$2,460/mo
Down Payment (5%)
$19,963
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60504.
Estimated Monthly Payment
$2,621
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