60177 — Kane County, Illinois Market Snapshot
Housing market data for zip code 60177 in Kane County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
93 sales in 2026 (year to date)
Median Sale Price
$359,990
Days to Sell
50
Homes Sold
93
Inventory
90
Sale-to-List
100.3%
New Listings
131
Price/SqFt
$222
Pending Sales
118
Conforming Loan Available
Most homebuyers in 60177 can comfortably use conventional financing. The median home price of $359,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60177's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 60177 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 60177 can comfortably use conventional financing. The median home price of $359,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60177 are set at the county level.
2026 Loan Limits — Kane County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60177
To purchase the median home at $359,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,908.
Monthly Payment
$2,908
Income Required
$124,634
Principal & Interest
$2,218/mo
Down Payment (5%)
$18,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60177.
Estimated Monthly Payment
$2,378
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 60177. Tell us what you're looking for.