60189 — DuPage County, Illinois Market Snapshot
Housing market data for zip code 60189 in DuPage County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
58 sales in 2026 (year to date)
Median Sale Price
$630,000
Days to Sell
34
Homes Sold
58
Inventory
44
Sale-to-List
103.3%
New Listings
88
Price/SqFt
$295
Pending Sales
76
Conforming Loan Available
Most homebuyers in 60189 can comfortably use conventional financing. The median home price of $630,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60189's market is balanced with homes taking an average of 34 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 60189 are selling 3.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 60189 can comfortably use conventional financing. The median home price of $630,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60189 are set at the county level.
2026 Loan Limits — DuPage County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60189
To purchase the median home at $630,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,977.
Monthly Payment
$4,977
Income Required
$213,294
Principal & Interest
$3,882/mo
Down Payment (5%)
$31,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60189.
Estimated Monthly Payment
$4,049
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