60657 — Cook County, Illinois Market Snapshot
Housing market data for zip code 60657 in Cook County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
356 sales in 2026 (year to date)
Median Sale Price
$617,500
Days to Sell
37
Homes Sold
356
Inventory
203
Sale-to-List
104.8%
New Listings
451
Price/SqFt
$413
Pending Sales
430
Conforming Loan Available
Most homebuyers in 60657 can comfortably use conventional financing. The median home price of $617,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60657's market is balanced with homes taking an average of 37 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 60657 are selling 4.8% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 60657 can comfortably use conventional financing. The median home price of $617,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60657 are set at the county level.
2026 Loan Limits — Cook County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60657
To purchase the median home at $617,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,881.
Monthly Payment
$4,881
Income Required
$209,190
Principal & Interest
$3,805/mo
Down Payment (5%)
$30,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60657.
Estimated Monthly Payment
$3,972
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