60630 — Cook County, Illinois Market Snapshot
Housing market data for zip code 60630 in Cook County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$617,500
Days to Sell
62
Homes Sold
18
Inventory
18
Sale-to-List
103.1%
New Listings
29
Price/SqFt
$282
Pending Sales
23
Conforming Loan Available
Most homebuyers in 60630 can comfortably use conventional financing. The median home price of $617,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 62 days on average, 60630 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes in 60630 are selling 3.1% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 60630 can comfortably use conventional financing. The median home price of $617,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60630 are set at the county level.
2026 Loan Limits — Cook County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60630
To purchase the median home at $617,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,881.
Monthly Payment
$4,881
Income Required
$209,190
Principal & Interest
$3,805/mo
Down Payment (5%)
$30,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60630.
Estimated Monthly Payment
$3,972
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