60458 — Cook County, Illinois Market Snapshot
Housing market data for zip code 60458 in Cook County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$351,450
Days to Sell
57
Homes Sold
14
Inventory
16
Sale-to-List
102.5%
New Listings
23
Price/SqFt
$203
Pending Sales
15
Conforming Loan Available
Most homebuyers in 60458 can comfortably use conventional financing. The median home price of $351,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
60458's market is balanced with homes taking an average of 57 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 60458 are selling 2.5% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 60458 can comfortably use conventional financing. The median home price of $351,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60458 are set at the county level.
2026 Loan Limits — Cook County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60458
To purchase the median home at $351,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,843.
Monthly Payment
$2,843
Income Required
$121,830
Principal & Interest
$2,166/mo
Down Payment (5%)
$17,573
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60458.
Estimated Monthly Payment
$2,325
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