60443 — Cook County, Illinois Market Snapshot
Housing market data for zip code 60443 in Cook County, Illinois. Updated monthly with median prices, days on market, and more.
Market Sales Data
50 sales in 2026 (year to date)
Median Sale Price
$268,000
Days to Sell
77
Homes Sold
50
Inventory
75
Sale-to-List
98.4%
New Listings
66
Price/SqFt
$148
Pending Sales
80
Conforming Loan Available
Most homebuyers in 60443 can comfortably use conventional financing. The median home price of $268,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 77 days on average, 60443 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 60443 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 60443 can comfortably use conventional financing. The median home price of $268,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 60443 are set at the county level.
2026 Loan Limits — Cook County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 60443
To purchase the median home at $268,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,203.
Monthly Payment
$2,203
Income Required
$94,428
Principal & Interest
$1,651/mo
Down Payment (5%)
$13,400
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 60443.
Estimated Monthly Payment
$1,809
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