99901 — Prince of Wales-Hyder Census Area, Alaska Market Snapshot
Housing market data for zip code 99901 in Prince of Wales-Hyder Census Area, Alaska. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$534,000
Days to Sell
15
Homes Sold
11
Inventory
49
Sale-to-List
98.7%
New Listings
52
Price/SqFt
$270
Pending Sales
40
Conforming Loan Available
Most homebuyers in 99901 can comfortably use conventional financing. The median home price of $534,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 99901 are moving quickly at 15 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 99901 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 99901 can comfortably use conventional financing. The median home price of $534,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 99901 are set at the county level.
2026 Loan Limits — Prince of Wales-Hyder Census Area
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $541,287 |
| 2 Units | $1,599,375 | $693,050 |
| 3 Units | $1,933,200 | $837,700 |
| 4 Units | $2,402,625 | $1,041,125 |
Affordability Snapshot — Zip 99901
To purchase the median home at $534,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,241.
Monthly Payment
$4,241
Income Required
$181,772
Principal & Interest
$3,290/mo
Down Payment (5%)
$26,700
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 99901.
Estimated Monthly Payment
$3,455
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