99688 — Matanuska-Susitna Borough, Alaska Market Snapshot
Housing market data for zip code 99688 in Matanuska-Susitna Borough, Alaska. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$300,000
Days to Sell
134
Homes Sold
17
Inventory
39
Sale-to-List
94.0%
New Listings
44
Price/SqFt
$201
Pending Sales
22
Conforming Loan Available
Most homebuyers in 99688 can comfortably use conventional financing. The median home price of $300,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 134 days on average, 99688 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 99688 sells for 6.0% below asking price (94.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 99688 can comfortably use conventional financing. The median home price of $300,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 99688 are set at the county level.
2026 Loan Limits — Matanuska-Susitna Borough
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $541,287 |
| 2 Units | $1,599,375 | $693,050 |
| 3 Units | $1,933,200 | $837,700 |
| 4 Units | $2,402,625 | $1,041,125 |
Affordability Snapshot — Zip 99688
To purchase the median home at $300,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,449.
Monthly Payment
$2,449
Income Required
$104,936
Principal & Interest
$1,849/mo
Down Payment (5%)
$15,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 99688.
Estimated Monthly Payment
$2,007
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 99688. Tell us what you're looking for.