99623 — Matanuska-Susitna Borough, Alaska Market Snapshot
Housing market data for zip code 99623 in Matanuska-Susitna Borough, Alaska. Updated monthly with median prices, days on market, and more.
Market Sales Data
143 sales in 2026 (year to date)
Median Sale Price
$399,000
Days to Sell
31
Homes Sold
143
Inventory
160
Sale-to-List
99.2%
New Listings
264
Price/SqFt
$257
Pending Sales
205
Conforming Loan Available
Most homebuyers in 99623 can comfortably use conventional financing. The median home price of $399,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
99623's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 99623 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 99623 can comfortably use conventional financing. The median home price of $399,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 99623 are set at the county level.
2026 Loan Limits — Matanuska-Susitna Borough
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $541,287 |
| 2 Units | $1,599,375 | $693,050 |
| 3 Units | $1,933,200 | $837,700 |
| 4 Units | $2,402,625 | $1,041,125 |
Affordability Snapshot — Zip 99623
To purchase the median home at $399,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,207.
Monthly Payment
$3,207
Income Required
$137,443
Principal & Interest
$2,459/mo
Down Payment (5%)
$19,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 99623.
Estimated Monthly Payment
$2,619
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 99623. Tell us what you're looking for.