99577 — Anchorage Municipality, Alaska Market Snapshot
Housing market data for zip code 99577 in Anchorage Municipality, Alaska. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$342,500
Days to Sell
10
Homes Sold
12
Inventory
12
Sale-to-List
102.2%
New Listings
28
Price/SqFt
$228
Pending Sales
19
Conforming Loan Available
Most homebuyers in 99577 can comfortably use conventional financing. The median home price of $342,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
99577 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 99577 are selling 2.2% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 99577 can comfortably use conventional financing. The median home price of $342,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 99577 are set at the county level.
2026 Loan Limits — Anchorage Municipality
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $541,287 |
| 2 Units | $1,599,375 | $693,050 |
| 3 Units | $1,933,200 | $837,700 |
| 4 Units | $2,402,625 | $1,041,125 |
Affordability Snapshot — Zip 99577
To purchase the median home at $342,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,774.
Monthly Payment
$2,774
Income Required
$118,891
Principal & Interest
$2,110/mo
Down Payment (5%)
$17,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 99577.
Estimated Monthly Payment
$2,270
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