82845 — Sheridan County, Wyoming Market Snapshot
Housing market data for zip code 82845 in Sheridan County, Wyoming. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Sheridan County county page for broader data.
Market Sales Data
1 sales in 2022
Median Sale Price
$699,000
Days to Sell
191
Homes Sold
1
Inventory
N/A
Conforming Loan Available
The median home in 82845 at $699,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 191 days on average, 82845 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 82845 at $699,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 82845 are set at the county level.
2026 Loan Limits — Sheridan County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 82845
To purchase the median home at $699,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,506.
Monthly Payment
$5,506
Income Required
$235,951
Principal & Interest
$4,307/mo
Down Payment (5%)
$34,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 82845.
Estimated Monthly Payment
$4,476
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