82636 — Natrona County, Wyoming Market Snapshot
Housing market data for zip code 82636 in Natrona County, Wyoming. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$342,500
Days to Sell
44
Homes Sold
18
Inventory
4
Sale-to-List
98.4%
New Listings
11
Price/SqFt
$200
Pending Sales
15
Conforming Loan Available
Most homebuyers in 82636 can comfortably use conventional financing. The median home price of $342,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
82636's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 82636 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 82636 can comfortably use conventional financing. The median home price of $342,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 82636 are set at the county level.
2026 Loan Limits — Natrona County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 82636
To purchase the median home at $342,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,774.
Monthly Payment
$2,774
Income Required
$118,891
Principal & Interest
$2,110/mo
Down Payment (5%)
$17,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 82636.
Estimated Monthly Payment
$2,270
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