54494 — Wood County, Wisconsin Market Snapshot
Housing market data for zip code 54494 in Wood County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
82 sales in 2026 (year to date)
Median Sale Price
$242,000
Days to Sell
47
Homes Sold
82
Inventory
80
Sale-to-List
99.6%
New Listings
117
Price/SqFt
$138
Pending Sales
111
Conforming Loan Available
Most homebuyers in 54494 can comfortably use conventional financing. The median home price of $242,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
54494's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 54494 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 54494 can comfortably use conventional financing. The median home price of $242,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 54494 are set at the county level.
2026 Loan Limits — Wood County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 54494
To purchase the median home at $242,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,004.
Monthly Payment
$2,004
Income Required
$85,891
Principal & Interest
$1,491/mo
Down Payment (5%)
$12,100
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 54494.
Estimated Monthly Payment
$1,648
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 54494. Tell us what you're looking for.