53125 — Walworth County, Wisconsin Market Snapshot
Housing market data for zip code 53125 in Walworth County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
19 sales in 2026 (year to date)
Median Sale Price
$845,000
Days to Sell
65
Homes Sold
19
Inventory
35
Sale-to-List
96.9%
New Listings
23
Price/SqFt
$479
Pending Sales
21
Jumbo Loan Likely Needed
The median home in 53125 at $845,000 exceeds the 2026 conforming loan limit of $832,750 by $12,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 65 days on average, 53125 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 53125 sells for 3.1% below asking price (96.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 53125 at $845,000 exceeds the 2026 conforming loan limit of $832,750 by $12,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 53125 are set at the county level.
2026 Loan Limits — Walworth County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53125
To purchase the median home at $845,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,624.
Monthly Payment
$6,624
Income Required
$283,891
Principal & Interest
$5,207/mo
Down Payment (5%)
$42,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53125.
Estimated Monthly Payment
$5,380
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