53583 — Sauk County, Wisconsin Market Snapshot
Housing market data for zip code 53583 in Sauk County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$553,500
Days to Sell
70
Homes Sold
15
Inventory
20
Sale-to-List
99.0%
New Listings
22
Price/SqFt
$262
Pending Sales
22
Conforming Loan Available
Most homebuyers in 53583 can comfortably use conventional financing. The median home price of $553,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 70 days on average, 53583 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 53583 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53583 can comfortably use conventional financing. The median home price of $553,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53583 are set at the county level.
2026 Loan Limits — Sauk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53583
To purchase the median home at $553,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,391.
Monthly Payment
$4,391
Income Required
$188,175
Principal & Interest
$3,410/mo
Down Payment (5%)
$27,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53583.
Estimated Monthly Payment
$3,575
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