53578 — Sauk County, Wisconsin Market Snapshot
Housing market data for zip code 53578 in Sauk County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$424,950
Days to Sell
36
Homes Sold
14
Inventory
28
Sale-to-List
100.8%
New Listings
30
Price/SqFt
$216
Pending Sales
29
Conforming Loan Available
Most homebuyers in 53578 can comfortably use conventional financing. The median home price of $424,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
53578's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 53578 (100.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53578 can comfortably use conventional financing. The median home price of $424,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53578 are set at the county level.
2026 Loan Limits — Sauk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53578
To purchase the median home at $424,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,406.
Monthly Payment
$3,406
Income Required
$145,964
Principal & Interest
$2,618/mo
Down Payment (5%)
$21,248
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53578.
Estimated Monthly Payment
$2,780
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