53511 — Rock County, Wisconsin Market Snapshot
Housing market data for zip code 53511 in Rock County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
140 sales in 2026 (year to date)
Median Sale Price
$219,000
Days to Sell
43
Homes Sold
140
Inventory
95
Sale-to-List
100.0%
New Listings
152
Price/SqFt
$156
Pending Sales
167
Conforming Loan Available
Most homebuyers in 53511 can comfortably use conventional financing. The median home price of $219,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
53511's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 53511 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53511 can comfortably use conventional financing. The median home price of $219,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53511 are set at the county level.
2026 Loan Limits — Rock County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53511
To purchase the median home at $219,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,828.
Monthly Payment
$1,828
Income Required
$78,339
Principal & Interest
$1,349/mo
Down Payment (5%)
$10,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53511.
Estimated Monthly Payment
$1,505
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