54467 — Portage County, Wisconsin Market Snapshot
Housing market data for zip code 54467 in Portage County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
40 sales in 2026 (year to date)
Median Sale Price
$344,900
Days to Sell
89
Homes Sold
40
Inventory
52
Sale-to-List
100.1%
New Listings
47
Price/SqFt
$179
Pending Sales
51
Conforming Loan Available
Most homebuyers in 54467 can comfortably use conventional financing. The median home price of $344,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 89 days on average, 54467 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 54467 (100.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 54467 can comfortably use conventional financing. The median home price of $344,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 54467 are set at the county level.
2026 Loan Limits — Portage County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 54467
To purchase the median home at $344,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,793.
Monthly Payment
$2,793
Income Required
$119,679
Principal & Interest
$2,125/mo
Down Payment (5%)
$17,245
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 54467.
Estimated Monthly Payment
$2,285
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