Pierce County, Wisconsin — 2026 Loan Limits & Market Data

Complete 2026 conforming and FHA loan limits for Pierce County, Wisconsin. Browse specific ZIP codes for live housing market data including median prices, days on market, and inventory.

About Pierce County, Wisconsin

Pop. 43,380 573 sq mi

Pierce County is a smaller county in Wisconsin with a population of approximately 43,380 residents spread across 573 square miles. The county is a mix of suburban and rural communities with 76 residents per square mile, which shapes both the local housing market and the types of properties available to buyers.

For 2026, the conforming loan limit in Pierce County is $832,750 for a single-family home, which is the national baseline. FHA borrowers can access loans up to $552,000 for a one-unit property. These limits determine the maximum loan amount available through conventional and government-backed financing before buyers would need to seek jumbo loans, which carry different qualification requirements and typically require higher down payments.

Pierce County's suburban and semi-rural character means buyers can find a range of property types, from newer subdivisions to established neighborhoods and larger-lot properties. The county includes 13 ZIP codes with varying market conditions. Reviewing specific ZIP codes can reveal differences in median prices, available inventory, and how quickly homes are selling across different parts of the county.

2026 Loan Limits — Pierce County

1-Unit Conforming

$832,750

Single family

2-Unit Conforming

$1,066,250

Duplex

3-Unit Conforming

$1,288,800

Triplex

4-Unit Conforming

$1,601,750

Fourplex

2026 Loan Limits — Pierce County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$552,000
2 Units$1,066,250$706,650
3 Units$1,288,800$854,200
4 Units$1,601,750$1,061,550

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Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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