54476 — Marathon County, Wisconsin Market Snapshot
Housing market data for zip code 54476 in Marathon County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
55 sales in 2026 (year to date)
Median Sale Price
$326,900
Days to Sell
50
Homes Sold
55
Inventory
70
Sale-to-List
101.7%
New Listings
80
Price/SqFt
$174
Pending Sales
67
Conforming Loan Available
Most homebuyers in 54476 can comfortably use conventional financing. The median home price of $326,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
54476's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 54476 (101.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 54476 can comfortably use conventional financing. The median home price of $326,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 54476 are set at the county level.
2026 Loan Limits — Marathon County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 54476
To purchase the median home at $326,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,655.
Monthly Payment
$2,655
Income Required
$113,769
Principal & Interest
$2,014/mo
Down Payment (5%)
$16,345
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 54476.
Estimated Monthly Payment
$2,173
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