54403 — Marathon County, Wisconsin Market Snapshot
Housing market data for zip code 54403 in Marathon County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
60 sales in 2026 (year to date)
Median Sale Price
$254,050
Days to Sell
42
Homes Sold
60
Inventory
47
Sale-to-List
100.8%
New Listings
70
Price/SqFt
$136
Pending Sales
72
Conforming Loan Available
Most homebuyers in 54403 can comfortably use conventional financing. The median home price of $254,050 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
54403's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 54403 (100.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 54403 can comfortably use conventional financing. The median home price of $254,050 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 54403 are set at the county level.
2026 Loan Limits — Marathon County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 54403
To purchase the median home at $254,050 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,096.
Monthly Payment
$2,096
Income Required
$89,848
Principal & Interest
$1,565/mo
Down Payment (5%)
$12,703
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 54403.
Estimated Monthly Payment
$1,722
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