53144 — Kenosha County, Wisconsin Market Snapshot
Housing market data for zip code 53144 in Kenosha County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
63 sales in 2026 (year to date)
Median Sale Price
$358,000
Days to Sell
37
Homes Sold
63
Inventory
44
Sale-to-List
101.1%
New Listings
78
Price/SqFt
$228
Pending Sales
78
Conforming Loan Available
Most homebuyers in 53144 can comfortably use conventional financing. The median home price of $358,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
53144's market is balanced with homes taking an average of 37 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 53144 (101.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53144 can comfortably use conventional financing. The median home price of $358,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53144 are set at the county level.
2026 Loan Limits — Kenosha County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53144
To purchase the median home at $358,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,893.
Monthly Payment
$2,893
Income Required
$123,981
Principal & Interest
$2,206/mo
Down Payment (5%)
$17,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53144.
Estimated Monthly Payment
$2,366
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