53032 — Dodge County, Wisconsin Market Snapshot
Housing market data for zip code 53032 in Dodge County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$276,450
Days to Sell
49
Homes Sold
12
Inventory
15
Sale-to-List
99.2%
New Listings
22
Price/SqFt
$176
Pending Sales
19
Conforming Loan Available
Most homebuyers in 53032 can comfortably use conventional financing. The median home price of $276,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
53032's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 53032 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53032 can comfortably use conventional financing. The median home price of $276,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53032 are set at the county level.
2026 Loan Limits — Dodge County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53032
To purchase the median home at $276,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,268.
Monthly Payment
$2,268
Income Required
$97,203
Principal & Interest
$1,703/mo
Down Payment (5%)
$13,823
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53032.
Estimated Monthly Payment
$1,861
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