54915 — Calumet County, Wisconsin Market Snapshot
Housing market data for zip code 54915 in Calumet County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
135 sales in 2026 (year to date)
Median Sale Price
$344,900
Days to Sell
50
Homes Sold
135
Inventory
81
Sale-to-List
101.3%
New Listings
139
Price/SqFt
$188
Pending Sales
141
Conforming Loan Available
Most homebuyers in 54915 can comfortably use conventional financing. The median home price of $344,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
54915's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 54915 (101.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 54915 can comfortably use conventional financing. The median home price of $344,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 54915 are set at the county level.
2026 Loan Limits — Calumet County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 54915
To purchase the median home at $344,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,793.
Monthly Payment
$2,793
Income Required
$119,679
Principal & Interest
$2,125/mo
Down Payment (5%)
$17,245
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 54915.
Estimated Monthly Payment
$2,285
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