54169 — Calumet County, Wisconsin Market Snapshot
Housing market data for zip code 54169 in Calumet County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$505,000
Days to Sell
52
Homes Sold
11
Inventory
13
Sale-to-List
101.0%
New Listings
17
Price/SqFt
$191
Pending Sales
16
Conforming Loan Available
Most homebuyers in 54169 can comfortably use conventional financing. The median home price of $505,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
54169's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 54169 (101.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 54169 can comfortably use conventional financing. The median home price of $505,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 54169 are set at the county level.
2026 Loan Limits — Calumet County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 54169
To purchase the median home at $505,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,019.
Monthly Payment
$4,019
Income Required
$172,249
Principal & Interest
$3,112/mo
Down Payment (5%)
$25,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 54169.
Estimated Monthly Payment
$3,275
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 54169. Tell us what you're looking for.