26187 — Wood County, West Virginia Market Snapshot
Housing market data for zip code 26187 in Wood County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$204,750
Days to Sell
50
Homes Sold
12
Inventory
11
Sale-to-List
99.0%
New Listings
18
Price/SqFt
$161
Pending Sales
16
Conforming Loan Available
Most homebuyers in 26187 can comfortably use conventional financing. The median home price of $204,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
26187's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 26187 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 26187 can comfortably use conventional financing. The median home price of $204,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 26187 are set at the county level.
2026 Loan Limits — Wood County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 26187
To purchase the median home at $204,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,719.
Monthly Payment
$1,719
Income Required
$73,660
Principal & Interest
$1,262/mo
Down Payment (5%)
$10,238
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 26187.
Estimated Monthly Payment
$1,417
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