26105 — Wood County, West Virginia Market Snapshot
Housing market data for zip code 26105 in Wood County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
31 sales in 2026 (year to date)
Median Sale Price
$199,000
Days to Sell
53
Homes Sold
31
Inventory
40
Sale-to-List
98.0%
New Listings
50
Price/SqFt
$125
Pending Sales
51
Conforming Loan Available
Most homebuyers in 26105 can comfortably use conventional financing. The median home price of $199,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
26105's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 26105 sells for 2.0% below asking price (98.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 26105 can comfortably use conventional financing. The median home price of $199,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 26105 are set at the county level.
2026 Loan Limits — Wood County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 26105
To purchase the median home at $199,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,675.
Monthly Payment
$1,675
Income Required
$71,772
Principal & Interest
$1,226/mo
Down Payment (5%)
$9,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 26105.
Estimated Monthly Payment
$1,382
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