25701 — Wayne County, West Virginia Market Snapshot
Housing market data for zip code 25701 in Wayne County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
50 sales in 2026 (year to date)
Median Sale Price
$188,900
Days to Sell
42
Homes Sold
50
Inventory
34
Sale-to-List
96.8%
New Listings
69
Price/SqFt
$107
Pending Sales
71
Conforming Loan Available
Most homebuyers in 25701 can comfortably use conventional financing. The median home price of $188,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
25701's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 25701 sells for 3.2% below asking price (96.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 25701 can comfortably use conventional financing. The median home price of $188,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25701 are set at the county level.
2026 Loan Limits — Wayne County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 25701
To purchase the median home at $188,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,597.
Monthly Payment
$1,597
Income Required
$68,455
Principal & Interest
$1,164/mo
Down Payment (5%)
$9,445
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25701.
Estimated Monthly Payment
$1,319
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