26241 — Randolph County, West Virginia Market Snapshot
Housing market data for zip code 26241 in Randolph County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$162,450
Days to Sell
71
Homes Sold
24
Inventory
43
Sale-to-List
91.6%
New Listings
38
Price/SqFt
$107
Pending Sales
35
Conforming Loan Available
Most homebuyers in 26241 can comfortably use conventional financing. The median home price of $162,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 71 days on average, 26241 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 26241 sells for 8.4% below asking price (91.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 26241 can comfortably use conventional financing. The median home price of $162,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 26241 are set at the county level.
2026 Loan Limits — Randolph County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 26241
To purchase the median home at $162,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,395.
Monthly Payment
$1,395
Income Required
$59,770
Principal & Interest
$1,001/mo
Down Payment (5%)
$8,123
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 26241.
Estimated Monthly Payment
$1,155
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 26241. Tell us what you're looking for.