25143 — Putnam County, West Virginia Market Snapshot
Housing market data for zip code 25143 in Putnam County, West Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Putnam County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$236,220
Days to Sell
10
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 25143 can comfortably use conventional financing. The median home price of $236,220 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
25143 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 25143 can comfortably use conventional financing. The median home price of $236,220 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25143 are set at the county level.
2026 Loan Limits — Putnam County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 25143
To purchase the median home at $236,220 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,960.
Monthly Payment
$1,960
Income Required
$83,993
Principal & Interest
$1,456/mo
Down Payment (5%)
$11,811
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25143.
Estimated Monthly Payment
$1,612
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