26753 — Mineral County, West Virginia Market Snapshot
Housing market data for zip code 26753 in Mineral County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$239,370
Days to Sell
46
Homes Sold
11
Inventory
18
Sale-to-List
97.4%
New Listings
16
Price/SqFt
$116
Pending Sales
15
Conforming Loan Available
Most homebuyers in 26753 can comfortably use conventional financing. The median home price of $239,370 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
26753's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 26753 sells for 2.6% below asking price (97.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 26753 can comfortably use conventional financing. The median home price of $239,370 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 26753 are set at the county level.
2026 Loan Limits — Mineral County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 26753
To purchase the median home at $239,370 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,984.
Monthly Payment
$1,984
Income Required
$85,028
Principal & Interest
$1,475/mo
Down Payment (5%)
$11,969
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 26753.
Estimated Monthly Payment
$1,631
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