25630 — Logan County, West Virginia Market Snapshot

Housing market data for zip code 25630 in Logan County, West Virginia. Updated monthly with median prices, days on market, and more.

Data as of October 2014

Limited Sales Data

Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Logan County county page for broader data.

Market Sales Data

1 sales in 2014

Source: Redfin

Median Sale Price

$39,900

Closed sales

Days to Sell

59

Median, listing to close

Homes Sold

1

Closed in 2014

Inventory

N/A

Conforming Loan Available

Most homebuyers in 25630 can comfortably use conventional financing. The median home price of $39,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

25630's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.

Conforming Loan Feasibility

Most homebuyers in 25630 can comfortably use conventional financing. The median home price of $39,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 25630 are set at the county level.

2026 Loan Limits — Logan County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$541,287
2 Units$1,066,250$693,050
3 Units$1,288,800$837,700
4 Units$1,601,750$1,041,125

Affordability Snapshot — Zip 25630

To purchase the median home at $39,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $456.

Monthly Payment

$456

Income Required

$19,530

Principal & Interest

$246/mo

Down Payment (5%)

$1,995

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 25630.

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Estimated Monthly Payment

$397

Principal & Interest$207
Property Tax$40
Insurance$150
Loan Amount$31,920
Total Interest$42,611
Income Required$17,011/yr

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