25303 — Kanawha County, West Virginia Market Snapshot
Housing market data for zip code 25303 in Kanawha County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$218,500
Days to Sell
14
Homes Sold
16
Inventory
10
Sale-to-List
100.3%
New Listings
23
Price/SqFt
$114
Pending Sales
22
Conforming Loan Available
Most homebuyers in 25303 can comfortably use conventional financing. The median home price of $218,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 25303 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 25303 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 25303 can comfortably use conventional financing. The median home price of $218,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25303 are set at the county level.
2026 Loan Limits — Kanawha County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 25303
To purchase the median home at $218,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,824.
Monthly Payment
$1,824
Income Required
$78,175
Principal & Interest
$1,346/mo
Down Payment (5%)
$10,925
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25303.
Estimated Monthly Payment
$1,502
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