26690 — Fayette County, West Virginia Market Snapshot

Housing market data for zip code 26690 in Fayette County, West Virginia. Updated monthly with median prices, days on market, and more.

Data as of July 2023

Limited Sales Data

Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Fayette County county page for broader data.

Market Sales Data

1 sales in 2023

Source: Redfin

Median Sale Price

$77,000

Closed sales

Days to Sell

55

Median, listing to close

Homes Sold

1

Closed in 2023

Inventory

N/A

Conforming Loan Available

Most homebuyers in 26690 can comfortably use conventional financing. The median home price of $77,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

26690's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.

Conforming Loan Feasibility

Most homebuyers in 26690 can comfortably use conventional financing. The median home price of $77,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 26690 are set at the county level.

2026 Loan Limits — Fayette County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$541,287
2 Units$1,066,250$693,050
3 Units$1,288,800$837,700
4 Units$1,601,750$1,041,125

Affordability Snapshot — Zip 26690

To purchase the median home at $77,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $740.

Monthly Payment

$740

Income Required

$31,712

Principal & Interest

$474/mo

Down Payment (5%)

$3,850

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 26690.

%
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Estimated Monthly Payment

$627

Principal & Interest$400
Property Tax$77
Insurance$150
Loan Amount$61,600
Total Interest$82,234
Income Required$26,852/yr

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