25705 — Cabell County, West Virginia Market Snapshot
Housing market data for zip code 25705 in Cabell County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
51 sales in 2026 (year to date)
Median Sale Price
$173,500
Days to Sell
56
Homes Sold
51
Inventory
56
Sale-to-List
94.3%
New Listings
98
Price/SqFt
$108
Pending Sales
83
Conforming Loan Available
Most homebuyers in 25705 can comfortably use conventional financing. The median home price of $173,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
25705's market is balanced with homes taking an average of 56 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 25705 sells for 5.7% below asking price (94.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 25705 can comfortably use conventional financing. The median home price of $173,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25705 are set at the county level.
2026 Loan Limits — Cabell County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 25705
To purchase the median home at $173,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,479.
Monthly Payment
$1,479
Income Required
$63,399
Principal & Interest
$1,069/mo
Down Payment (5%)
$8,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25705.
Estimated Monthly Payment
$1,224
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