25702 — Cabell County, West Virginia Market Snapshot
Housing market data for zip code 25702 in Cabell County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$108,950
Days to Sell
43
Homes Sold
16
Inventory
11
Sale-to-List
92.2%
New Listings
15
Price/SqFt
$85
Pending Sales
13
Conforming Loan Available
Most homebuyers in 25702 can comfortably use conventional financing. The median home price of $108,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
25702's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 25702 sells for 7.8% below asking price (92.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 25702 can comfortably use conventional financing. The median home price of $108,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25702 are set at the county level.
2026 Loan Limits — Cabell County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 25702
To purchase the median home at $108,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $985.
Monthly Payment
$985
Income Required
$42,203
Principal & Interest
$671/mo
Down Payment (5%)
$5,448
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25702.
Estimated Monthly Payment
$824
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