26070 — Brooke County, West Virginia Market Snapshot
Housing market data for zip code 26070 in Brooke County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$145,000
Days to Sell
52
Homes Sold
16
Inventory
22
Sale-to-List
99.2%
New Listings
27
Price/SqFt
$100
Pending Sales
23
Conforming Loan Available
Most homebuyers in 26070 can comfortably use conventional financing. The median home price of $145,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
26070's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 26070 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 26070 can comfortably use conventional financing. The median home price of $145,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 26070 are set at the county level.
2026 Loan Limits — Brooke County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 26070
To purchase the median home at $145,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,261.
Monthly Payment
$1,261
Income Required
$54,040
Principal & Interest
$893/mo
Down Payment (5%)
$7,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 26070.
Estimated Monthly Payment
$1,047
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