26037 — Brooke County, West Virginia Market Snapshot
Housing market data for zip code 26037 in Brooke County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$131,900
Days to Sell
81
Homes Sold
11
Inventory
19
Sale-to-List
97.4%
New Listings
19
Price/SqFt
$104
Pending Sales
14
Conforming Loan Available
Most homebuyers in 26037 can comfortably use conventional financing. The median home price of $131,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 81 days on average, 26037 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 26037 sells for 2.6% below asking price (97.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 26037 can comfortably use conventional financing. The median home price of $131,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 26037 are set at the county level.
2026 Loan Limits — Brooke County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 26037
To purchase the median home at $131,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,161.
Monthly Payment
$1,161
Income Required
$49,739
Principal & Interest
$813/mo
Down Payment (5%)
$6,595
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 26037.
Estimated Monthly Payment
$966
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