98902 — Yakima County, Washington Market Snapshot
Housing market data for zip code 98902 in Yakima County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
74 sales in 2026 (year to date)
Median Sale Price
$316,125
Days to Sell
16
Homes Sold
74
Inventory
66
Sale-to-List
99.6%
New Listings
109
Price/SqFt
$205
Pending Sales
90
Conforming Loan Available
Most homebuyers in 98902 can comfortably use conventional financing. The median home price of $316,125 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 98902 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98902 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98902 can comfortably use conventional financing. The median home price of $316,125 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98902 are set at the county level.
2026 Loan Limits — Yakima County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 98902
To purchase the median home at $316,125 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,572.
Monthly Payment
$2,572
Income Required
$110,231
Principal & Interest
$1,948/mo
Down Payment (5%)
$15,806
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98902.
Estimated Monthly Payment
$2,106
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 98902. Tell us what you're looking for.