98282 — Snohomish County, Washington Market Snapshot
Housing market data for zip code 98282 in Snohomish County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
79 sales in 2026 (year to date)
Median Sale Price
$713,000
Days to Sell
22
Homes Sold
79
Inventory
115
Sale-to-List
99.0%
New Listings
161
Price/SqFt
$376
Pending Sales
85
Conforming Loan Available
Most homebuyers in 98282 can comfortably use conventional financing. The median home price of $713,000 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 98282 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98282 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98282 can comfortably use conventional financing. The median home price of $713,000 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98282 are set at the county level.
2026 Loan Limits — Snohomish County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98282
To purchase the median home at $713,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,613.
Monthly Payment
$5,613
Income Required
$240,548
Principal & Interest
$4,393/mo
Down Payment (5%)
$35,650
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98282.
Estimated Monthly Payment
$4,563
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 98282. Tell us what you're looking for.