98275 — Snohomish County, Washington Market Snapshot
Housing market data for zip code 98275 in Snohomish County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
63 sales in 2026 (year to date)
Median Sale Price
$950,000
Days to Sell
8
Homes Sold
63
Inventory
51
Sale-to-List
100.2%
New Listings
113
Price/SqFt
$439
Pending Sales
80
Conforming Loan Available
The median home in 98275 at $950,000 falls within the 2026 conforming loan limit of $1,063,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
98275 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98275 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 98275 at $950,000 falls within the 2026 conforming loan limit of $1,063,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 98275 are set at the county level.
2026 Loan Limits — Snohomish County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98275
To purchase the median home at $950,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,429.
Monthly Payment
$7,429
Income Required
$318,369
Principal & Interest
$5,854/mo
Down Payment (5%)
$47,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98275.
Estimated Monthly Payment
$6,029
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