98374 — Pierce County, Washington Market Snapshot
Housing market data for zip code 98374 in Pierce County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$499,950
Days to Sell
25
Homes Sold
17
Inventory
9
Sale-to-List
100.0%
New Listings
22
Price/SqFt
$280
Pending Sales
17
Conforming Loan Available
Most homebuyers in 98374 can comfortably use conventional financing. The median home price of $499,950 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 98374 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98374 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98374 can comfortably use conventional financing. The median home price of $499,950 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98374 are set at the county level.
2026 Loan Limits — Pierce County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98374
To purchase the median home at $499,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,980.
Monthly Payment
$3,980
Income Required
$170,591
Principal & Interest
$3,081/mo
Down Payment (5%)
$24,998
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98374.
Estimated Monthly Payment
$3,244
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