98329 — Pierce County, Washington Market Snapshot
Housing market data for zip code 98329 in Pierce County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$682,500
Days to Sell
19
Homes Sold
30
Inventory
36
Sale-to-List
99.5%
New Listings
58
Price/SqFt
$339
Pending Sales
41
Conforming Loan Available
Most homebuyers in 98329 can comfortably use conventional financing. The median home price of $682,500 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 98329 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98329 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98329 can comfortably use conventional financing. The median home price of $682,500 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98329 are set at the county level.
2026 Loan Limits — Pierce County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98329
To purchase the median home at $682,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,379.
Monthly Payment
$5,379
Income Required
$230,533
Principal & Interest
$4,205/mo
Down Payment (5%)
$34,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98329.
Estimated Monthly Payment
$4,374
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